In today's economy, especially with health care insurers under high scrutiny, family law practitioners and families in transition need to be very clear about what is a "qualifying event" that may cause rescission of health care insurance in the future and also, perhaps, efforts by the insurer to recoup payments made for past medical treatments. In particular, folks should be aware that by the express terms of ERISA, the federal law governing employer-provided insurance, entry of a judgment of separate maintenance, as well as a divorce, is a "qualifying event" that means an employee's spouse or former spouse is no longer entitled to be covered under the employer insurance plan.
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